Abstract and keywords
Abstract (English):
The present research features the mechanisms of influence on financial performance of a commercial bank. The paper describes the case of Gazprombank, JSC. The data included financial statements under for 2017 made according to the International Accounting Standards. When applying factor analysis, the bank, as a commercial structure, will be able to identify positive and negative changes in the impact factors, thereby choosing the most effective development policy and strategy. The impact of such indicators as the return on assets and the multiplier of capital and profitability of income shows a negative impact on the bank's profit, which decreases compared to the previous year. The obtained results of the factor analysis contribute to the effectiveness of management decision-making and the strategic development of commercial banks, as well as improve the quality of banking risk management.

Keywords:
financial methods, methodology, factors, valuation, factor analysis, profit
Text
Publication text (PDF): Read Download
References

1. Sokolov V. S. System of support of decision-making in the banking industry. Problemy nauki, 2015, (1): 23–26. (In Russ.)

2. Andreeva L. Iu., Vorobyova N. A. Features of the new financial mechanism for the rehabilitation of Russian commercial banks. Nauka i obrazovanie: khoziaistvo i ekonomika; predprinimatel'stvo; pravo i upravlenie, 2018, (1): 10–13. (In Russ.)

3. Banking, ed. Lavrushin O. I. 12th ed. Moscow: KNORUS, 2016, 800. (In Russ.)

4. Merkitanow A. P. Theoretical bases of steadiness, stability, and reliability of banking. Vestnik of the Orenburg State University. 2007, (1): 92–94. (In Russ.)

5. Kurilova A. A., Gorodnicheva M. A. Bank management, concept and elements. Bulletin NGIEI, 2015, (5): 78–83. (In Russ.)

6. Bunich G. A., Samohin S. V. Strategic innovation as a financial safety factor of Russian commercial banks. Problems of regional economy, 2016, (4): 25–30. (In Russ.)

7. Tarkhanov E. A., Levonyan A. V. Profit of a commercial bank as the main element of sustainable operation. Molodoj uchenyj, 2014, (15): 210–213. (In Russ.)

8. Demina M. I., Isaychic K. F., Istomina Yu. V. Basic methods bank risk management in a volatile situation in the country. Science Almanac, 2017, (1-1): 87–90. (In Russ.) DOI: 10.17117/na.2017.01.01.087

9. Buraeva E. V., Bolotova A. S. Econometric methods in the modern economy. Ekonomika i sotsium, 2016, (6-1): 373–374. (In Russ.)

10. Novoselskaia N. A., Ksenofontova O. L. Methods of factor analysis of the profit of a commercial bank. Uspekhi sovremennogo estestvoznaniia, 2012, (4): 81–83. (In Russ.)


Login or Create
* Forgot password?