00516naa#a2200169#i#4500001001500000005001700015011001400032100004100046102000700087200009200094210004600186215001000232608002700242700003000269700002100299856002600320EN\\bibl\2353120240614042639.5##a2500-3372##a20161125b2016####ek#y0engy0150####ca##aRU1#aCREDIT CONSUMER BEHAVIOR: EVIDENCE AND THE INFLUENCE OF SOCIAL FACTORSeJournal article1#aKemerovocKemerovo State Universityd2016##a5 с.##aJournal article2local#1aGadzhigasanovagNаide S.#1aDudinagIrada M.4#avestnik-pses.kemsu.ru