00507naa#a2200157#i#450# EN\\bibl\23512 20220926215439.1 2500-3372 20170625b2017####ek#y0engy0150####ca RU THE MATTER OF THE ESSENCE OF THE CONCEPT «THE SAVING POTENTIAL OF HOUSEHOLDS»: SYSTEM APPROACH Journal article Kemerovo Kemerovo State University 2017 6 с. Journal article local Маratkanova Irina V. vestnik-pses.kemsu.ru